Discussion Essay Example

The essay in this video was written by IELTS Examiner C. This question was seen recently in Sydney:

These days many people prefer to rent rather than buy their own house. Why is this this so? Discuss the relative advantages and disadvantages of renting or buying, and give your own opinion.

Give reasons for your answer and examples from your personal experience where appropriate.

Here is the essay as it appears in the video:

In most major cities in the west, people are opting to rent a home instead of buy. This is mostly because house prices have increased dramatically while personal income has not, a trend that means mortgage repayments now account for a much larger share of income than in the past. Renters have more disposable income every week than buyers and this is a big attraction. However, in my opinion, this is a false economy and in the long run I believe that the advantages of buying a property greatly outweigh the short-term savings to be made by renting.

While it is certainly cheaper week-by-week to rent than pay a mortgage, the renter misses out on the large capital gains to be made when buying a home. When I took out my own mortgage on my two-bedroom apartment, my repayments on a $400,000 loan were about $600 a week, compared with $500 for rental value on a similar property. However, over the past three years my apartment has appreciated by more than $250,000, greatly outweighing the $15,000 I would have saved by renting. In addition to this, my mortgage payments secured an acquisition of property that will remain valuable for my family into the future. Financial growth of this sort is not possible through renting.

Renters do not only lose out on capital gains, they also lose in terms of security and peace of mind. The roof over their heads once their lease is over is always at the mercy of the landlord, who might at any time decide to sell the property. The landlord can also put up the rent when they feel the market warrants it. Further, unless the renter invests their savings judiciously, the money they save will be frittered on day-to-day life, leaving them very much poorer than the buyer once retirement looms.

In conclusion, while a first mortgage will cost more each week than renting, the advantages of buying, including capital appreciation and housing security, greatly outweigh the short-term savings to be made by renting.

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This IELTS discussion essay sample answer is estimated at band 9. See comments below the essay for advice and tips.

Completing university education is thought by some to be the best way to get a good job. On the other hand, other people think that getting experience and developing soft skills is more important.
Discuss both sides and give your opinion.

It is considered by some that being a university graduate is the key to securing a good job while there are others who think that it is better to have experience and soft skills. In my opinion, I believe that having university education is essential for academic jobs while soft skills and experience are more useful in business.

On the one hand, many think it is easier for most people to find a good job if they are university graduates with a good degree. In other words, having tertiary education puts people one step ahead of others who do not and this can be the deciding factor in getting a good job. The competition to get in to universities and the increasing number of graduates show just how significant this level of education is for people’s future work opportunities.

On the other hand, having work experience and soft skills, such as leadership skills and other interpersonal skills, can also throw the balance in favour of the applicant, according to some. For many positions there are an overwhelming number of applicants and, therefore, it is often thought that having relevant experience in that line of work or having acquired useful soft skills that can be valuable to a company, can put one ahead of the game when applying for a position.

Finally, in my opinion, whether needing high level education or skills and experience, depends on the position being applied for. Take for example law, medicine or teaching, it is impossible to be considered for a position without the required educational background. In contrast, in business, it would be more important for a candidate to have soft skills and experience in that line of business so they can step into a position without further training and be of immediate benefit to the company.

In conclusion, getting a good job requires a relevant background either in experience or education depending on the type of work and field. People should make sure they attain the necessary skills or degrees before applying for a job in order to be sure of success.

Comments: This is a a band score 9  essay. It has over 300 words but all sentences are relevant, focused and well written. Band score 8.5 and 9 students can attempt long essays successfully but students from band 8 to band 6, should aim for around 270 to 290 words. Both sides are clearly discussed and the opinion is also clearly given. Linking devices are well used.

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